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Insurance for contractors is designed to protect against specific risks and financial implications associated with contracting trades, such as property damage, equipment theft and legal action.

No matter the size of your business, all contractors should have insurance coverage. Mistakes happen and they can disrupt your business in a matter of minutes.

Our self-service Contractors Insurance platform allows you to quote, bind, and issue your own insurance policy — completely online, in minutes!

How much is Contractors Insurance?

Pricing can be as low as $70 per month, but ultimately the cost of your contractors insurance policy will depend on variables that are specific to your business. These can include:

  • Type of work performed
  • Other operation specifics
  • Number of employees
  • Annual revenues
  • Specified coverages
  • Deductibles
  • Claims/loss history
  • and more

Here are a few policy features:

Commercial General Liability (CGL)

Commercial General Liability (CGL) for your business operations in the event you are held liable for 3rd-party property damage or bodily injury.

Tools & Contractor Equipment

Coverage for relevant tools & equipment. Protect the items that enable you to perform your business operations.

Office Contents / Business Property

This protects assets located inside your place of business that are damaged by an insured peril. This can include things like computers, printers, furniture, etc.

Who needs Contractors Insurance?

Regardless of the contracting services you provide, Contractor Insurance is critical to protect you and your business. Here are a few of the types of businesses we insure:

  • Alterations, Renovations or Repairs
  • Appliance Repair
  • Cable Installers
  • Carpentry
  • Cleaners
  • Door, Window Installers
  • Drywalling, Plastering
  • Decks and Fencing
  • Electricians
  • Excavation
  • Floor Installations or Renovations
  • Glass Installation
  • HVAC
  • Interior Decorator
  • Landscaping
  • Lawn Care
  • Locksmiths
  • Masonry
  • Painters
  • Plumbers
  • Road Construction
  • Roofing
  • Sign Installation
  • Swimming Pool Installation
  • Solar Energy Contractors
  • Tile work
  • Tree Removal, Trimming and Pruning
  • Window Cleaning

If you thought getting business insurance online would be more difficult, think again! At Petley-Hare, we make it easy for you to get insured online, it’s simple, fast and very affordable!

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