Whether you’ve owned your home for several years or you just closed on a property last week, there’s at least one thing that all Oshawa-based homeowners need:
While you may be a responsible homeowner, you never know when you might fall victim to bad luck. For example, your neighbors could lose control over their backyard bonfire or a bad storm could leave your roof exposed to the elements.
Here at Petley-Hare, we’ve been helping customers find insurance for nearly 100 years. If you’re looking for tailored and expertly crafted home insurance in Oshawa, you’ve come to the right place.
Should You Be Looking For Oshawa-Based Home Insurance Solutions?
In our personal and professional experience, there are at least three key benefits of taking out home insurance. These would include:
- You Can Protect Your Property: For many Canadian homeowners, paying for extensive home repairs out of pocket comes at a high price. However, if your house is damaged or destroyed by an insured peril, your home insurance policy can act as a financial safety net.
- You Can Secure a Mortgage: The average house in Oshawa is worth well over six figures. Unless you happen to have that kind of cash sitting in your bank account, odds are good that you’ll be relying on a lender to finance your home purchase. In many cases, lenders will want to see that your house is insured before they move forward. A solid home insurance policy can help you land that final approval and move into your dream home faster.
- You Could Get Coverage Against Personal Liability Claims: All it takes is a split second of clumsiness for an individual to get hurt while on your property. Even if you weren’t directly responsible for the fall, you could still be held responsible for the injury. To that end, many home insurance policies will include some form of personal liability coverage so that you don’t end up on the hook for legal costs and judgment amounts.
Oshawa Home Insurance Solutions
Many current and future homeowners don’t realize that it’s not enough to take out a home insurance policy that just ticks all the boxes. You need to have a policy that gives you the coverage you need to protect yourself, your property, and your loved ones.
Here are some factors that your Petley-Hare broker will assess before giving you a recommendation:
The Cost of Repairing or Rebuilding Your Home: Even if two houses are on the same street, the costs of replacements and repairs can differ dramatically. If one house has had major interior upgrades or an addition put on, it’ll cost more to repair by default. That’s why our Oshawa team will carefully go over the details of your property as they evaluate your home insurance options.
Your Personal and Professional Circumstances: Do you own a business that you operate from home? Are you a remote employee? Depending on your situation, you may need to pursue additional insurance on top of your standard home insurance plan. Your Petley-Hare professional will be able to go over this with you in more detail.
Your Budget: As Oshawa-based homeowners, we know all about the importance of staying within a budget. That’s why we pride ourselves on our ability to help our clients find affordable and cost-effective home insurance. We’ll use our years of experience to find you excellent coverage at the best prices we can offer.
Here’s Why You Should Consider the Petley-Hare Advantage
Petley-Hare has been a leading insurance broker for almost 100 years. Here are just a few of the benefits that Oshawa clients can count on when they work with us:
- More Plans: Over the years, we’ve been able to build strong relationships with insurance providers. As such, we’re not restricted to dealing with the policies offered by one or two insurers. Our Oshawa team will be able to look through our database and match you with the right home insurance plan instead of an insurance plan.
- We Have Almost 100 Years of Experience: During the multiple decades that we’ve been in business, we’ve learned all about the ins and outs of the insurance industry. Our attention to detail and our extensive experience make it easier for us to find comprehensive insurance solutions for our clients.
- Top-Notch Customer Service: We pride ourselves on making sure that our customers get the coverage they need. When you get your insurance through Petley-Hare, we’ll make sure that you feel heard, understood, and respected at every turn.
Are you looking for a home insurance broker in Oshawa? Request your free quote today to get started. Our Oshawa team is standing by.