PetleyHare always offers you multiple options from Canada’s leading insurance providers, so you can choose what’s right for your family.
Insurance doesn’t have to break the bank. We offer competitive rates that won’t leave you barking up the wrong tree.
When it comes to insurance, one size doesn’t fit all. Why settle for a plain old insurance plan when you can have one customized just for you?
Our insurance advice is like a fine wine - it only improves with age. With over 100 years of experience under our belt, you can trust us.
Not like the big guys. You know us. We know you. And we probably both know Bill.
Safeguard your physical assets, including buildings, equipment, and inventory, against various perils, such as fire, theft, or natural disasters.
Protect your business from potential legal claims and lawsuits related to bodily injury, property damage, or advertising mistakes.
Ensure your income stream continues even when your operations are temporarily disrupted due to covered events.
Shield your business from claims related to professional errors, negligence, or omissions.
Safeguard your business against data breaches, cyberattacks, and associated legal expenses.
Protect your business vehicles and drivers, providing comprehensive coverage for road accidents, damages, and liability.
I have never seen an insurance broker who does their best to explain insurance purchases for customers and kindly help them. I moved all three insurances for my car, home, and office to PetleyHare a week ago, ...thanks again to Stuart Scott for saving me a lot of time and money.
May Green
It has been a great experience working with PetleyHare. A few things stood out while working with your organization! Your approach, customer servicing and ensuring it was time-sensitive! Brokers are amazing and courteous and deliver everything as promised! Most importantly, they find competitive rates to beat the market and get you the best price. Can't ask for more, right?
Great rates and very good service. I have been with PetleyHare for several years now for auto insurance and about a year for home insurance. Their insurance rates are very competitive, and they are always a pleasure to talk to. I will have no hesitation in recommending them.
I dealt with Sarah Taylor, who was very professional and had a great overall personality. This was my first time going through a broker, and the experience was very positive... I highly recommend it. We all deserve to save what's in our wallets, and it would have been selfish of me not to share my experience.
Your premium is influenced by your industry, business size, location, coverage limits, and claims history. Higher-risk industries, larger operations, and areas prone to crime or natural disasters may result in increased costs.
At PetleyHare Insurance Brokers, we help you strike the right balance between cost and coverage, ensuring your business is well protected at a competitive rate.
Business interruption insurance is highly recommended for all businesses, regardless of size or industry. It provides crucial coverage that ensures your income stream continues even when your operations are temporarily disrupted due to covered events such as fire, flood, or other natural disasters.
Without it, your business could face financial hardships during recovery. It’s an investment in the stability and resilience of your business.
Cyber liability insurance is a vital safeguard for businesses of all sizes and industries in today’s digital landscape. It protects your business from financial losses and legal consequences from data breaches, cyberattacks, or other digital threats.
With the increasing frequency and sophistication of cyberattacks, this coverage provides peace of mind and financial security.
Yes, we offer flexible coverage options so you can build a policy that fits your business operations, assets, and risks. You can choose protection for equipment, property, liability, cyber threats, and more. Our team will guide you through the process to make sure your insurance matches your specific needs and budget.
Business insurance is a type of coverage that protects businesses from potential losses due to unforeseen events such as property damage, legal liability, or employee-related risks. It helps ensure the financial stability of a business by covering costs associated with these risks.
Business insurance is essential to protect your company from financial losses due to accidents, lawsuits, or natural disasters. It provides peace of mind by covering potential liabilities and ensuring business continuity in the face of unexpected events.
The cost of business insurance varies based on factors like the type of coverage, business size, industry, and location. On average, small businesses might pay between $500 to $3,000 annually, but it’s best to get a personalized quote for accurate pricing.
It’s a good idea to review your business insurance policy at least once a year or whenever there’s a significant change in your operations. This includes hiring more staff, purchasing new equipment, expanding services, or moving locations. Regular reviews help ensure your coverage still reflects your current risks and business needs. Our team can help you assess your policy and make any necessary updates to keep your business properly protected.
Yes, business insurance policies are flexible and can be updated as your business grows. You can adjust your coverage when adding new locations, hiring staff, or purchasing specialized equipment. One of our experienced insurance brokers can help you review your risks and make sure your policy keeps up with your changing needs.
If your coverage limits are too low, your business may face significant financial losses in the event of a claim. Without adequate insurance, you could be personally responsible for covering damages, legal fees, or medical expenses. Underinsuring your business can also hinder recovery after a major incident, delaying your ability to resume operations. It’s crucial to evaluate your coverage needs periodically and work with an expert to ensure your business is properly protected.
No, most homeowners’ policies do not provide coverage for business-related losses. If you run a business from home, you may need a separate home-based business insurance policy to protect against property damage, liability claims, and potential business interruptions. This coverage ensures that your work equipment, inventory, and business-related liabilities are properly insured.
If your business manufactures, distributes, or sells products, product liability insurance is essential. This coverage protects you against claims of injury or property damage caused by a defective product. Even if you have rigorous quality control measures, unexpected product failures, labelling errors, or design defects could lead to costly lawsuits. Having product liability insurance safeguards your business from financial and reputational damage.
May Green