The choice is yours

One option from the big guys or many from us. PetleyHare always offers you multiple options from Canada’s leading insurance providers, so you can choose what’s right for your family.

  • April Insurance
  • CAA Insurance Company
  • The Commonwell Mutual Insurance Group
  • Definity Financial
  • Gore Mutual Insurance
  • HTM Insurance Company
  • Intact Insurance

Trust PetleyHare For Your Auto Insurance Needs

Auto Insurance That Gets You, From The People Who Get It

Competitive Rates

Insurance doesn’t have to break the bank. We offer competitive rates that won’t leave you barking up the wrong tree.

Personalized Plans

When it comes to insurance, one size doesn’t fit all. Why settle for a plain old insurance plan when you can have one customized just for you?

100+ Years Experience

Our insurance advice is like a fine wine - it only improves with age. With over 100 years of experience under our belt, you can trust us.

We're Local

Not like the big guys. You know us. We know you. And we probably both know Bill.

Exceptional Auto Insurance Coverage That Offers You Peace of Mind

Call 800-216-5324 Start Your Quote

Comprehensive Auto Protection Tailored to Your Needs

We offer many mandatory and optional coverages to protect you on the road.

Mandatory Coverages

  1. Third-Party Liability Coverage

    This coverage is mandatory in Ontario and protects you if you injure someone or damage their property while operating your vehicle.

  2. Uninsured Motorist Coverage

    This coverage safeguards you if you’re involved in an accident with an uninsured or underinsured driver.

  3. Accident Benefits Coverage

    Also mandatory, accident benefits cover medical expenses, rehabilitation costs, and income replacement if you’re injured in an accident, regardless of who’s at fault.

Optional Coverages

  1. Collision Coverage

    This coverage protects your vehicle in the event of a collision, regardless of fault. It covers the cost of repairs or, if necessary, the replacement of your vehicle.

  2. Comprehensive Coverage

    Comprehensive coverage protects against non-collision incidents such as theft, vandalism, fire, and natural disasters.

  3. Direct Compensation Coverage

    DC covers the damage to your vehicle when another driver is at fault for the accident. (Optional starting Jan. 2024)

Start Your Quote

Get One-on-One Time with Our Auto Insurance Experts

Call 800-216-5324 Start Your Quote

Satisfied Customers’ Real-Life Experiences

Our clients' stories are the best testament to our service quality.

I have never seen an insurance broker who does their best to explain insurance purchases for customers and kindly help them. I moved all three insurances for my car, home, and office to PetleyHare a week ago, ...thanks again to Stuart Scott for saving me a lot of time and money.

5 Stars May Green

It has been a great experience working with PetleyHare. A few things stood out while working with your organization! Your approach, customer servicing and ensuring it was time-sensitive! Brokers are amazing and courteous and deliver everything as promised! Most importantly, they find competitive rates to beat the market and get you the best price. Can't ask for more, right?

5 Stars Zeeshan Shakh

Great rates and very good service. I have been with PetleyHare for several years now for auto insurance and about a year for home insurance. Their insurance rates are very competitive, and they are always a pleasure to talk to. I will have no hesitation in recommending them.

5 Stars Mubashir Rizvi

I dealt with Sarah Taylor, who was very professional and had a great overall personality. This was my first time going through a broker, and the experience was very positive... I highly recommend it. We all deserve to save what's in our wallets, and it would have been selfish of me not to share my experience.

5 Stars Francis Serinet

Frequently Asked Questions

Have questions about auto insurance? You’re not alone!

What factors affect Ontario auto insurance rates?

Several factors influence Ontario auto insurance rates:

  • Driving Record: Your past accidents and violations impact rates.
  • Age & Gender: Younger drivers and certain genders might have higher premiums.
  • Vehicle Type: High-performance or luxury cars often mean higher costs.
  • Usage & Location: Long commutes and busy areas can raise rates.
  • Coverage Choices: More coverage and lower deductibles can mean higher premiums.
  • Claims History: Recent claims can lead to increased rates.
  • Experience & Marital Status: Experienced and married drivers can get lower rates.
  • Security Devices: Anti-theft systems may earn discounts.
  • Driving Habits: Some insurers consider how you drive for rates.
  • Discounts: You can save with bundles, good student discounts, etc.
  • Previous Coverage: Your insurance history matters too.

Remember, different insurers weigh these factors differently. Comparing quotes from multiple insurers can help you find the best rate. Drive safe!

What are some of the discounts available to lower my premium?

We’re committed to helping you save. You can qualify for discounts through various ways, like bundling multiple policies, maintaining a safe driving record, completing a defensive driving course, and having anti-theft devices in your vehicle.

Our team will ensure you get all the discounts you’re eligible for so you can enjoy the coverage you need at the best possible rate.

How can I lower my auto insurance rates in Ontario?

You’re not alone in wanting to save on auto insurance! To lower your rates in Ontario, consider maintaining a clean driving record, bundling policies, completing defensive driving courses, and having safety features in your vehicle.

Our expert team can help you explore these options and find the best ways to save while keeping you protected on the road.

What is the average cost of auto insurance for new drivers in Ontario?

New drivers often wonder about the cost. While the average can vary, it’s generally higher due to limited driving experience. Factors like your age, type of car, and location play a role.

Our friendly team can give you a personalized quote that reflects your unique situation, helping you understand the cost and coverage tailored to you.

Can I get auto insurance with a bad driving record in Ontario?

Absolutely! Having a less-than-perfect driving record doesn’t mean you’re out of options. While it might affect your rates, we specialize in finding solutions.

Our team will work with you to explore coverage choices and discounts that can help make insurance more manageable, even if your record isn’t spotless.