Get the right coverage for your next event at an affordable price, Petley-Hare offers full liability coverage for weddings, festivals, sporting events, and more. Insuring your event is simple and will leave you feeling confident that your upcoming event is fully protected.
Our self-service Special Events platform allows you to quote, bind, and issue your own insurance policy — completely online, in minutes!
How much is event insurance?
Pricing can be as low as $175 for events with 250 people or fewer.
Here are a few policy features:
- Short term coverage, up to $5,000,000 in General Liability Coverage.
- Additional insured certificates for your venue and vendors at no additional cost.
- Optional coverages for equipment rentals and event cancellation available.
- Liquor Liability available if required.
Key factors that will determine price:
Here are a few key variables that will help determine your rate.
- Number of guests attending
Quotes are based on 1-250 guests; 251-500; 501-1000; 1001-1500; and 1501 – 2,000 guests. However, for events over 2,000 guests, we would be happy to prepare a customized quote.
- Event location
Will your event be hosted at a public venue or on your personal property?
- Is liquor being served?
Price will depend on whether or not liquor is being served at the event. Therefore, you’ll need to purchase a special event policy that includes liquor liability coverage.
- Liability limits
Minimum liability coverage for event policies is $1,000,000. Similar to auto insurance, this may sound like a lot, but could be eaten up easily in the case of a serious injury. However, a $2,000,000 liability limit doesn’t cost much more, so always consider increasing it – especially if you have a large number of guests at your event.
What type of events qualify for event insurance?
- Sporting Events
- Grand Openings
- Promotional Activities
Our informative, friendly staff at Petley-Hare understands the unique needs of first time buyers as well as seasoned event producers. Above all, we’ll be happy to assist you with a quote for special event insurance or answer any questions you may have.