Underline Heaps

One Company, Heaps of Insurance Products

A wide range of coverage options from multiple insurance providers. We can protect allll the things.

  • Auto Insurance

    Explore auto insurance options designed to keep you protected, wherever your journey takes you.

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  • Home Insurance

    Discover how our home insurance plans offer protection and peace of mind for your cherished space.

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  • Business Insurance

    Learn about how our business insurance plans ensure the safety of your hard work while helping your business grow.

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  • Toy Insurance

    Adventures, high-fives, and no worries! See how we can safeguard your toys with tailored coverages.

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  • Cottage Insurance

    Our cottage insurance solutions are crafted to protect your retreat and offer stress-free relaxation by the lake.

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Insurance that gets you from people who get it

Google Star Rating

Check out what PetleyHare customers have to say about our savings, customer service, and transparency.

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We're experienced.
Like, over 100 years in business experienced.

Over the past century, we've seen it all. Our longevity is your assurance of expert guidance and tailored solutions. We've weathered storms and adapted to changing needs. Choose us for a century-strong foundation of friendly, confident service.

  • Competitive Rates

    Insurance doesn’t have to break the bank. We offer competitive rates that won’t leave you barking up the wrong tree.

  • Personalized Plans

    When it comes to insurance, one size doesn’t fit all. Why settle for a plain old insurance plan when you can have one customized just for you?

  • Experienced Advice

    Our insurance advice is like a fine wine - it only improves with age. With over 100 years of experience under our belt, you can trust us.

The choice is yours

One option from the big guys or many from us. PetleyHare always offers you multiple options from Canada’s leading insurance providers, so you can choose what’s right for your family.

  • April Insurance
  • CAA Insurance Company
  • The Commonwell Mutual Insurance Group
  • Definity Financial
  • Gore Mutual Insurance
  • HTM Insurance Company
  • Intact Insurance

Common Questions

Got questions about insurance? You’re not alone! We’ve heard it all before. That’s why we’ve compiled a list of questions to help you better understand all the ins and outs.

How much is auto insurance in Ontario?

Well, the cost of auto insurance in Ontario can vary quite a bit. It’s influenced by your driving history, the type of car you drive, the coverage you want, and where you live.

But don’t worry, we’ve got you covered! We’ll consider all these things to give you a quote that suits your wallet and needs.

Why is auto insurance so expensive in Ontario?

You’ve probably noticed that auto insurance costs a bit more in Ontario. That’s because we’ve got a lot of people and traffic here, which can lead to more accidents, and the cost of fixing cars and caring for injuries can add up.

We’re here to help you navigate all this. Our team will work hard to find the best deal that gives you protection and peace of mind.

How does no-fault insurance work in Ontario?

No-fault insurance in Ontario is like having a dedicated team in your corner, no matter what happens on the road. In an accident, you work mainly with your insurance company, regardless of who’s at fault. This speeds up the claims process, ensuring you get the help you need sooner.

You don’t have to wait for fault to be determined before getting assistance. Whether it’s medical care or car repairs, you contact your insurer first. It’s all about making things smoother and quicker for you, especially during stressful times.

Have more questions? Feel free to ask – we’re here to help you navigate this unique system!

What is the minimum auto insurance coverage required in Ontario?

Ontario’s got some rules about car insurance, like a friendly safety net. You need a basic package with a pat on the back called Third-Party Liability, which covers you if you accidentally cause damage.

Then there are Accident Benefits for patching you up and Uninsured Automobile coverage, just in case you meet someone on the road who isn’t playing by the rules.

We’re your rule-book buddies, happy to explain it all, so you’re good to go.

What types of insurance do I need for my Ontario business?

Great question! The insurance needs for your Ontario business can vary based on factors like your industry, size, and specific operations.

However, some common types of business insurance include General Liability, Property Insurance, Professional Liability (Errors and Omissions), Business Interruption, and Workers’ Compensation.

Chat with our experts to tailor coverage that suits your business needs. We’re all ears!