We understand that your recreational vehicle is not just a mode of transportation; it's a gateway to unforgettable experiences and cherished memories.

Tailored Coverage for Your Journeys

The freedom to explore Ontario's diverse landscapes should come with the comfort of being well-prepared. That's why we're dedicated to finding you a comprehensive RV insurance policy perfectly tailored to your unique needs.

Coverage Highlights

  1. Liability Coverage

    Assures financial safety in accidents, covering property damage and injuries. Feel confident as you embark on adventures, knowing you're financially protected.

  2. Comprehensive Coverage

    From theft to natural disasters, comprehensive coverage shields your RV. It's your safety net, ensuring you're covered no matter where your travels take you.

  3. Emergency Expenses

    In times of breakdowns or unforeseen emergencies, having accommodation and towing expenses handled, ensures your adventure remains uninterrupted and stress-free.

  4. Personal Belongings

    Your RV is your home away from home, so protect your personal belongings inside it. From clothing to electronics, travel confidently, knowing your comforts and essentials are fully covered.

  5. Specialized Coverage

    Custom equipment, accessories, and more—optional coverages allow you to personalize your policy to meet your RV's needs. Fully protect your investment as you embark on your one-of-a-kind adventures.

Exploring RV Insurance Categories

RV insurance covers three primary categories:

RVs & Motorhomes

These come in three classes – A, B, and C. They're motorized and ideal for driving to your destinations.

Trailers

Non-motorized options include fifth wheels, travel trailers, truck campers, and tent trailers.

Park Trailer Models

On the road during the initial move to an RV Park or rented pad location, serving as a recreational home.

From Luxury Buses to Compact Wonders

Class A Motorhomes: Think of Class A motorhomes as luxury buses. They're the largest in the RV world, built on a specially designed chassis. Multiple slide-out sections expand living space, offering amenities like kitchens, bathrooms, entertainment centres, and centralized heating and air conditioning.

Class B Motorhomes: Often called camper vans or conversion vans, Class B motorhomes are engineering marvels. They're compact full-size vans with raised roofs, equipped with kitchens, washrooms, showers, and sleeping space for up to four people. Easy to drive, park, and fuel-efficient, they can even serve as a second vehicle.

Class C Motorhomes: Recognizable by their distinctive cab-over bunk, Class C motorhomes are favoured by RV adventurers. Built on a commercial cut-away van chassis, they offer all the amenities of any motorhome, ensuring one suits your preferences.

More Than Just Insurance

We're not just insurance brokers – we're your travel companions. Our team understands the ins and outs of RV living and can offer expert advice to enhance your journey. We're committed to ensuring your insurance is as flexible as your travel plans.

Ontario's diverse landscapes and scenic routes are calling your name. Trust us to find you the right protection, allowing you to embrace every twist and turn of your adventure.

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Common Questions

Have questions about RV insurance? We’ve heard it all before. That’s why we’ve compiled a list of questions to help you better understand all the ins and outs.

Is RV insurance mandatory in Ontario?

RV insurance is not legally mandatory in Ontario but is highly recommended. While the law doesn’t require it, protecting your investment and financial well-being is essential. Accidents can happen anytime, and insurance ensures you’re not left with hefty repair or liability costs.

Moreover, many RV parks and campgrounds may require proof of insurance for entry, so it’s practical to have coverage in place.

Can I get coverage for my personal belongings in the RV?

Yes, most RV insurance policies cover personal belongings inside the RV. This coverage is crucial because it protects your valuables, such as clothing, electronics, and other personal items, in case of theft, damage, or loss. Knowing that your comforts and essentials are safeguarded during your travels provides peace of mind.

Do you offer specialized coverage for custom equipment and accessories?

Absolutely! RV enthusiasts often customize their vehicles with additional equipment and accessories like solar panels, awnings, or high-end appliances. Many insurance providers offer specialized coverage options to protect these custom additions. This ensures that your unique RV setup is fully covered in the event of damage or theft.

What factors affect my RV insurance premium?

Many factors influence the cost of your RV insurance premium. These may include the type of RV you own, its value, your intended usage (full-time or seasonal), your driving history, and your chosen coverage options. Your RV’s age, location, and safety features can also impact premiums. Discuss these details with us to find the most cost-effective coverage for your needs.

Can I get emergency assistance and towing coverage for my RV?

Yes, most RV insurance policies include emergency assistance and towing coverage. These services can be lifesavers when you’re on the road. Emergency assistance covers unexpected situations, such as mechanical breakdowns or medical emergencies.

Towing coverage ensures you’re not left stranded if your RV becomes inoperable. It provides peace of mind, knowing that help is just a phone call away.

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