Classic cars are a testament to history, craftsmanship, and your passion for the open road. Our Classic Car Insurance is designed to safeguard these timeless treasures, ensuring your pride and joy remain as pristine as the day it rolled off the assembly line.

Protecting Your Timeless Treasures

We offer comprehensive protection for your cherished vintage or antique automobile. With coverage tailored to meet the unique requirements of classic car enthusiasts, you can relish the joy of driving without worrying about unexpected mishaps.

Coverage Highlights

  1. Agreed-Upon Value

    We work with you to determine the agreed-upon value of your classic car, ensuring you receive its full worth in case of a covered loss.

  2. Spare Parts Coverage

    Protect your valuable collection of spare parts with our specialized coverage.

  3. Guaranteed Repair

    Get peace of mind knowing that your classic car will be repaired by experts who understand its unique needs.

  4. Limited-Use Discounts

    Save on premiums by using limited-use discounts tailored for classic car owners.

  5. Agreed Mileage

    Set an agreed mileage limit that matches your driving habits, keeping your insurance costs in check.

More Than Just Classic Cars.

Our Classic Car Insurance isn't just about safeguarding your investment; it's about preserving the passion and history that come with it. With PetleyHare, you gain a trusted partner who shares your enthusiasm for these vintage marvels. We're committed to helping you enjoy the open road, and the car shows with the peace of mind you deserve.

Experience the difference of Classic Car Insurance with PetleyHare. Get in touch with us today to protect your automotive masterpiece.

Start Quote

Classic Car Insurance FAQs

Have questions about classic car insurance? You’re not alone! That’s why we’ve compiled a list of questions to help you better understand all the ins and outs.

How is classic car insurance different from regular auto insurance?

Classic car insurance is designed specifically for vintage and collector cars, offering agreed-value coverage, limited-use discounts, and specialized protection for spare parts.

What qualifies as a classic car in Ontario?

In Ontario, a classic car is typically at least 20 years old and considered a collectible, antique, or vintage vehicle.

Can I use my classic car for everyday commuting with classic car insurance?

No, classic car insurance is designed for limited use and hobby driving. It’s not suitable for everyday commuting or commercial purposes.

Do I need an appraisal for classic car insurance?

Some insurers may require an appraisal, while others offer agreed-value coverage without an appraisal. It depends on the insurance company and the value of your classic car.

Can I modify my classic car and still get coverage?

Many classic car insurance policies allow modifications, but it’s essential to discuss any changes with your insurance broker to ensure proper coverage.

What is classic car insurance?

Classic car insurance is a specialized policy designed to cover vintage or collectible vehicles. It typically offers agreed value coverage, which means the insurer and owner agree on the car’s value upfront, ensuring full compensation in case of a total loss.

How do I qualify for classic car insurance?

To qualify for classic car insurance, your vehicle usually needs to be a certain age, often over 20 years, and used primarily for exhibitions or leisure. Insurers may also require secure storage and limited annual mileage.

Why is classic car insurance cheaper?

Classic car insurance is often cheaper because these vehicles are typically driven less frequently and are well-maintained by enthusiasts. The lower risk of accidents and claims results in reduced premiums compared to regular auto insurance.