Mobile Phone Apps Move Proof of Auto Insurance Coverage into the Digital Age
The sight of people using their mobile phones is indeed commonplace in today’s society. In restaurants and coffee shops, at major sporting events, tourist attractions, and family functions, and in hotel lobbies and airport lounges, it is a virtual certainty that at least one person and likely more will be looking intently at the display screen on their device.
Although these devices, not to mention their users, can occasionally be rather intrusive, mobile phones and their downloadable applications (or apps) offer a significant degree of flexibility and convenience. From access to personal banking to checking traffic patterns to posting photos/videos on social media platforms like Facebook and Instagram, mobile phones offer an amazing range of almost-instantaneous capabilities, all at the fingertips.
And now, subsequent to the 2017 Ontario Budget unveiled earlier this year, drivers can add proof of auto insurance to the growing list of conveniences accessible through their mobile phones. This paperless/digital process, facilitated via mobile apps from insurance brokers such as Petley-Hare Limited in Oshawa, Pickering, and Bowmanville, will replace those familiar pink slips that may need to be produced as proof of auto insurance in such instances as:
- Renting or leasing a vehicle
- Renewing a vehicle license plate
- Traffic stops by law enforcement officers
- Accidents (information exchanges with other drivers)
This technological initiative offers several benefits for Durham Region drivers, including:
- Overall simplification of their auto insurance renewal process
- Removes the need to replace paper slips on each renewal date
- Eliminates concerns about inadvertently carrying outdated slips
- All drivers on the policy will always have valid proof of insurance
- Mandated discounts for those who choose digital proof of insurance
This move toward digital proof of auto insurance coverage is endorsed by the Insurance Brokers Association of Ontario (IBAO) as a positive step in improving the effectiveness of the insurance system in the province. The legislature is also considering additional long-term modifications to the system in response to ongoing changes with respect to market conditions and driver/consumer needs.
Creating a Tailor-Made Auto Insurance Solution to Meet Your Needs and Budget
There are many important aspects to an auto insurance policy in addition to having valid proof of coverage; these include a determination of the most appropriate protection for the safety and well-being of the policyholder and each family member, and an affordable premium that fits within the family budget.
Fortunately, the auto insurance specialists from Petley-Hare Limited have a considerable amount of experience in advising new and existing policyholders with respect to the best coverage for their particular needs, and in creating tailor-made solutions to satisfy those needs.
Conveniently located in Oshawa, Pickering, and Bowmanville, the team from Petley-Hare Limited has been assisting Durham Region residents and business owners with their auto insurance needs for almost 100 years. To learn more about the auto insurance services and support offered by the knowledgeable brokers from Petley-Hare Limited, please visit our auto insurance section.
For tailor-made auto insurance solutions to suit your needs at the best possible rate, call Petley-Hare Limited today at 1-800-216-5324 or contact us to request a consultation with one of our experienced team members.